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Resource Management

The rational resource management policy is focused on continuous monitoring and reduction of the consumption of materials, by way of:

  • analysis of fulfilment of the budgets for the purchase of office materials,
  • verification of the need for each purchase ordered,
  • introduction of purchase caps at current consumption levels,
  • effective use of resources already held.

Consumption of purchased materials

Strict observance of the rational resource management policy and the reduction measures have contributed to a 10% drop in material purchases

Consumption of purchased materials

201420132012UnitChange 2014/2013
Paper and paper rolls for operational needs 300,750 322,822 369,307 kg -6.8%
Envelopes 71,533 93,874 101,924 kg -23.8%
Plastics 11,793 12,689 13,421 kg -7.1%
Consumable materials for printing devices 1,469 1,677 1,708 kg -12.4%
Batteries 420 434 541 kg -3.3%


Oversight over waste management

In 2014, the Bank recorded a 30% drop in the volumes of waste it generated.

Paper, metal, wood, plastic, glass and electronic waste produced in the course of the Bank's operating activity is recycled or utilized by a specialized company with which the Bank has signed a contract. 92% of the waste is recycled.

Municipal waste from the Bank’s Head Office in Warsaw is collected by a specialized company. 75% of the waste is recycled. Currently, both materials and energy are recovered (RDF fuel). G4-DMA

Recycling and Disposal of Materials

201420132012UnitChange 2014/2013Reasons for change
Tele IT equipment 10,001 23,176 13,629 kg -56.8% decrease due to replacement of a large number of monitors and computers in 2013
Paper 342,379 262,312 203,657 kg 30.5% shredding documents from external storage, whose storage period has expired in the current calendar year
Metal waste 3,060 6,197 3,839 kg -50.6% reduction measures
Plastics 1,049 1,195 552 kg - 12.2%
Glass 1,354 240 230 Kg 464% replacement of damaged glass panels or change of standard of new outlets
Furniture 4,877 3,402 4,789 kg 43.7% greater number of furniture items to be disposed
Magnetic and optical information carriers 0 25 515 kg
Recycled waste* 92% 92% 92%

* waste produced by the Bank and passed on to a specialized utilization company


Monitoring energy and water consumption

After an analysis of the consumption of water, energy and fuels, reduction measures are implemented to reduce consumption of these resources.

Energy and water consumption

 201420132012UnitChange 2014/2013Reasons for change
Purchased electric power 30,368,048 30,242,556 31,008,557 kWh 0.41% higher consumption due to the operation of air-conditioning devices
Heating energy purchased 98,684 105,841 104,693 GJ -6.76% lower consumption due to milder winter
Natural gas 186,651 232,432 200,386 M3 -19.70%  
Heating oil 37,459 69,279 75,818 L -46,00% sale of a building in Katowice
Water 71,307 73,811 85,589 M3 -3.39% monitoring of water consumption

* municipal water

G4-DMA, G4-EN8, G4-EN3

Consumption of fuel

G4-DMA, G4-EN30

Car fleet

Fuel consumption by the car fleet has increased by approximately 2% compared to 2013.

Company cars are gradually replaced with models that emit less exhaust gases. Currently, 100% of cars in the fleet is compliant with the Euro 5 standard.

Consumption of fuel201420132012UnitChange 2014/2013
 GasolineDieselGasolineDieselGasolineDiesel GasolineDiesel
Number of cars 314 177 347 146 347 150 units -0,1 0,21
Fuel consumption 502,748 233,555 491,393 228,2 520,737 21082% litre 2% 0,02

Business travel

Limits for the use of individual types of transportation are applied in order to rationalize the number of business trips. Employees use mainly railway and bus transportation. If they travel by plane, they need approval from the Chairman of the Management Board and if a private car is used – approval from a Management Board member.

Business travel (km)201420132012Change 2014/2013Reasons for change
Air 302,348 329,725 318,079 -8%  
Railway 1,587,130 1,229,645 1,940,702 29% The increase was driven by the need to organize stationary training for branch employees.
Taxis 2,059 1,203 3,524 71%
Bus 176,348 73,966 87,598 138%

Greenhouse gas emissions

In 2014, over 93% of the Bank’s entire carbon footprint came from indirect emissions related to the consumption of electricity and heat in the Bank’s facilities (about 62% and 32%, respectively), while some 6% came from the combustion of fuel in its own power installations and vehicles and approximately 0.4%from indirect emissions associated with the use of public transportation.

Total carbon footprint

Total CO2e emission* (tons) 42,388 43,346 43,879 39,659 41,854

* CO2 equivalent, which includes carbon dioxide (CO2) emissions resulting from direct emissions from combustion of fuel and indirect emissions resulting from electric and heating energy consumption and business travel plus emission of other greenhouse gases, that is methane (CH4) and dinitrogen monoxide (N2O) emitted in trace amounts in the above combustion processes.


The Carbon Footprint data were calculated on the basis of the methodology entitled Green House Gas Protocol A Corporate Accounting and Reporting Standard.

The reporting on CO2 emissions concerns direct emissions from the combustion of fuel in own energy sources and vehicles (according to Scope 1 GHG Protocol), indirect emissions from combustion of fuels to generate electricity and heat purchased by the organization (according to Scope 2 GHG Protocol) and other indirect emissions resulting from the combustion of fuel in the means of transportations not managed by the organizations, i.e. in taxis, planes, trains and buses (according to Scope 2 GHG Protocol).

In order to measure the carbon footprint emissions, the organization has adopted the principle of control (having control on the organization’s decisions) and therefore the data on greenhouse gas emissions (CO2, CH4 and N2O) come from the Bank’s own outlets and refer to the activity of its employees.