The rational resource management policy involves continuous monitoring and reduction of the consumption of materials, by way of:
- analysis of fulfillment of the budgets for the purchase of office materials,
- verification of the need for each purchase ordered,
- introduction of purchase caps at current consumption levels,
- reuse of redundant elements of equipment, which reduces the quantity of waste.
Consumption of purchased materials
In 2015, the quantity of materials purchased by the Bank increased by 1%. This was driven by the increase in the number of clients by about 6.5% and introduction of new goods for customer service tasks (including notes to analyze client needs, schedulers, new envelope design).
The policy of reusing the Bank’s own resources has allowed us to limit purchases of new devices, equipment and materials required for the business activity.
Consumption of purchased materials
|Article (kg)||2015||2014||2013||2012||Change 2015/2014|
|Paper and paper rolls for operational needs||302,991||300,750||322,822||369,307||0.75%|
|Consumable materials for printing devices||1,326||1,469||1,677||1,708||-9.70%|
Oversight over waste management
In 2014, the Bank recorded an 18% drop in the volume of waste it generated.
Paper, metal, wood, plastic, glass and electronic waste produced in the course of the Bank's operating activity is recycled or utilized by a specialized company with which the Bank has signed a contract. 88% of the waste is recycled.
Municipal waste from the Bank’s Head Office in Warsaw is collected by a specialized company. 80% of the waste is recycled. Materials, compost and also energy are recovered (RDF fuel). Social rooms in branches are equipped with built-in trash segregation waste bins.
Recycling and disposal of materials
|Article (kg)||2015||2014||2013||2012||Change 2015/2014||Reasons for change|
|Tele IT equipment||19,913||10,001||23,176||13,629||99.11%||periodic replacement of telecommunications and IT equipment, which is no longer fit for use (incl. computers, monitors, UPS units, modems, notebooks, printers, phone exchanges)|
|Paper||249,311||342,379||262,312||203,657||-27.18%||shredding documents from external storage, whose storage period has expired in the current calendar year|
|Metal waste and cable||7,162||3,060||6,197||3,839||134.05%||removing redundant equipment (among others: safes, metal cabinets, office chairs, counting machines, shredders, glass walls etc.) and devices with a technical opinion to be destroyed from the Bank’s outlets.|
|Recycled waste*||88%||92%||92%||92%||-4%||more waste, which is not fit for processing.|
*waste produced by the Bank and passed on to a specialized utilization company
Monitoring energy and water consumption
After an analysis of the consumption of water, energy and fuels, reduction measures are implemented to reduce consumption of these resources.
Energy and water consumption
|Material||2015||2014||2013||2012||Entity||Change 2015/2014||Reasons for change|
|Electricity purchased||22,730,441||30368048||30242556||31008557||kWh||-25.15 %||installation of LED lighting, sale of a building in Katowice and closure of branches|
|Heating energy purchased||81,417||98684||105841||104693||GJ||-17.5 %||mild winter, closure of branches|
|Natural gas||152,726||186651||232432||200386||M3||-18.18 %|
|Heating oil||13,832||37459||69279||75818||L||-63%||sale of a building in Katowice|
|Hydro||70,703||71307||73811||85589||M3||- 0.85 %||monitoring of water consumption|
* municipal water
G4-EN3, G4-EN6, G4-EN8
Consumption of fuel
Fuel consumption by the car fleet has decreased by about 5% compared to 2014.
All the company cars are compliant with the Euro 5 exhaust emission level standard.
|Consumption of fuel||2015||2014||2013||2012||Change 2015/2014|
|Number of cars||301||195||314||177||347||146||347||150||-4.1%||10.2%|
|Fuel consumption (l)||444,291||249010||502,748||233,555||491,393||228,200||520,737||210,820||-11.6%||6.6%|
Limits for the use of individual types of transportation are applied in order to rationalize the number of business trips. Employees use mainly railway and bus transportation. If they travel by plane, they need approval from the Chairman of the Management Board and if a private car is used – approval from a Management Board member.
|Business travel (km)||2015||2014||2013||2012||Change 2015/2014||Reasons for change|
|Air||241,638||302,348||329,725||318,079||- 20%||Greater use of Pendolino train connections.|
|Railway||1,794,890||1,587,130||1,229,645||1,940,702||13%||The increase was driven by the need to organize stationary training for branch employees.|
G4-DMA EN30, G4-EN30
Greenhouse gas emissions
In 2015, over 92% of the Bank’s entire carbon footprint came from indirect emissions related to the consumption of electricity and heat in the Bank’s facilities (about 58% and 34%, respectively), while some 7% came from the combustion of fuel in its own power installations and vehicles and approximately 0.5% from indirect emissions associated with the use of public transportation. In 2015, the organization’s CO2 emissions were reduced by about 23% as compared with 2014.
This was driven by the lower consumption of electricity (by about 25% 2015/2014) and heat (by about 17% 2015/2014) as a result of the following activities: installation of LED lighting in successive branches, reduction of space used due to closures of branches and the sale of a building in Katowice and due to the mild weather in the winter.
|Total carbon footprint||2015||2014||2013||2012||2011||2010|
|Total CO2 emission* (tons)||33,636||42,388||43,346||43,879||39,659||41,854|
* CO2 equivalent, which includes carbon dioxide (CO2) emissions resulting from direct emissions from combustion of fuel and indirect emissions resulting from business travel plus emission of other greenhouse gases, that is methane (CH4) and dinitrogen monoxide (N2O) emitted in trace amounts in the above combustion processes.
The Carbon Footprint data were calculated on the basis of the methodology entitled Green House Gas Protocol A Corporate Accounting and Reporting Standard.
The reporting on CO2 emissions concerns direct emissions from the combustion of fuel in own energy sources and vehicles (according to Scope 1 GHG Protocol), indirect emissions from combustion of fuels to generate electricity and heat purchased by the organization (according to Scope 2 GHG Protocol) and other indirect emissions resulting from the combustion of fuel in the means of transportations not managed by the organizations, i.e. in taxis, planes, trains and buses (according to Scope 2 GHG Protocol).
In order to measure the carbon footprint emissions, the organization has adopted the principle of control (having control on the organization’s decisions) and therefore the data on greenhouse gas emissions (CO2, CH4 and N2O) come from the Bank’s own outlets and refer to the activity of its employees.